Differences between You and your boss

When you take a long time, you`re slow.
When your boss takes a long time, he`s thorough.

When you don`t do it, you`re lazy.
When your boss doesn`t do it, he`s too busy.

When you make a mistake, you`re an idiot.
When your boss makes a mistake, he`s only human.

When doing something without being told, you`re overstepping your authority.
When your boss does the same thing, that`s initiative.

When you take a stand, you`re being pig-headed.
When your boss does it, he`s being firm.

When you overlooked a rule of ettiquette, you`re being rude.
When your boss skips a few rules, he`s being original.

When you please your boss, you`re arse-creeping.
When your boss pleases his boss, he`s being co-operative.

When you`re out of the office, you`re wandering around.
When your boss is out of the office, he`s on business.

When you`re on a day off sick, you`re always sick.
When your boss has a day off sick, he must be very ill.

When you apply for leave, you must be going for an interview.
When your boss applies for leave, it`s because he`s overworked.

Tips on Filling your Vehicles...

Tips on Filling your Vehicles...

ONLY BUY OR FILL UP YOUR CAR OR BIKE IN THE EARLY MORNING WHEN THE GROUND TEMPERATURE IS STILL COLD.

Remember that all service stations have their storage tanks buried below ground. The colder the ground, the denser the fuel, when it gets warmer petrol expands, so buying in the afternoon or in the evening.... your litre is not exactly a litre.

In the petroleum business, the specific gravity and the temperature of the petrol, diesel and jet fuel, ethanol and other petroleum products play an important role. A 1 degree rise in temperature is a big deal for this business. But the service stations do not have temperature compensation at the pumps.

ANOTHER REMINDER, IF THERE IS A FUEL TRUCK PUMPING INTO THE STORAGE TANKS, WHEN YOU STOP TO BUY, DO NOT FILL UP.

Most likely the petrol/diesel is being stirred up as the fuel is being delivered, and you might pick up some of the dirt that normally settles on the bottom.

Hope, this will help you get the maximum value for your money.

Important information Regarding ATMs

Dear All

Important information

Bank ATM's Converted to Steal IDs of Bank Customers

A team of organized criminals are installing equipment on legitimate bank ATM's in at least 2 regions to steal both the ATM card number and the PIN. The team sits nearby in a car receiving the information transmitted wirelessly over weekends and evenings from equipment they install on the front of the ATM (see photos). If you see an attachment like this, do not use the ATM and report it immediately to the bank using the phone on the front of the ATM.

The equipment used to capture your ATM card number and PIN are cleverly disguised to look like normal ATM equipment. A "skimmer" is mounted to the front of the normal ATM card slot that reads the ATM card number and transmits it to the criminals sitting in a nearby car.

At the same time, a wireless camera is disguised to look like a leaflet holder and is mounted in a position to view ATM PIN entries.

The thieves copy the cards and use the PIN numbers to withdraw thousands from many accounts in a very short time directly from the bank ATM.

Equipment being installed on front of existing bank card slot.

The equipment as it appears installed over the normal ATM bank slot.

The PIN reading camera being installed on the ATM is housed in an innocent looking leaflet enclosure.

The camera shown installed and ready to capture PIN's by looking down on the keypad as you enter your PIN

So Inform your dear ones as well...

Nice article - Informative !! My ex-salary account swallowed Rs 6,000

My ex-salary account swallowed Rs 6,000

SALARY accounts usually offer zero balance, free demand drafts, free international debit cards and a lot more and these are not applicable on regular savings accounts. But when you leave (the company) you leave its perks behind. A lot of people don't know this and this results in some unpleasant surprises.

One such troubled salary account holder, Geeta Rao, reveals, "I had a salary account in a leading private bank. When I left the company, I stopped using the account but did not close it either. Two whole years later, when I deposited a cheque in that account, a hefty fine was deducted for not maintaining the Rs 5,000 minimum balance. So my cheque amount of Rs 6,500 was reduced to a mere Rs 500. Apparently, my salary account had been converted into a savings without my knowledge."

So if you have a salary account, then this is what you should look out for:

- The fine print
I personally don't know anyone who reads the fine print on application forms. Yet, this small and common negligence is a big mistake. The account opening form (for salary account) of ICICI Bank clearly states that if no salary gets credited into your account for six months, the bank will convert your account into a savings account. The bank is not obliged to inform you about this.

HDFC Bank also maintains that since the agreement of salary account is between the employer and the bank they needn't inform the employee.

Not all banks have this approach. Says Sanjay Silas, VP – retail banking, UTI Bank, "The bank informs the client and the corporate in case the payroll special scheme is discontinued due to non credit of salaries."

- The charges
The biggest repercussion of your salary account getting converted to a regular savings account, is the maintenance of minimum balance. If you fail to do so, the bank will levy charges.

Here is a look at some of the charges:

Charges	Amount (approximate)
Non maintenance of minimum balance	Rs 500 to Rs 750 per quarter
Debit card fees	Rs 99 per annum
Cash transactions at branch if minimum balance is not maintained	Rs 60 per transaction after first 9 months
Non IVR calls to customer care if minimum balance is not maintained	Rs 50 per call
Cheque books if minimum balance is not maintained	Rs 5 per cheque leaf

A warning: a low balance account that is continuously hit with charges may run to a negative. That's what happened to Geeta. When she deposited the cheque, the negative balance ate into her cheque amount.

So what can you do to avoid this?
The best thing to do is first find out whether your new employer holds salary accounts with the same bank. If they do, you could well retain the account and continue to enjoy the corporate account benefits.

If that is not the case, then decide whether you need a regular savings account or not, and intimate the bank accordingly.

Excellent article on cancer.

Excellent article on cancer.

AFTER YEARS OF TELLING PEOPLE CHEMOTHERAPY IS THE ONLY WAY TO TRY AND

ELIMINATE CANCER, JOHNS HOPKINS IS FINALLY STARTING TO TELL YOU THERE

IS AN ALTERNATIVE WAY .

Cancer Update from Johns Hopkins:

1.. Every person has cancer cells in the body. These cancer cells do not show up in the standard tests until they have multiplied to a few

billion. When doctors tell cancer patients that there are no more cancer cells in their bodies after treatment, it just means the tests are

unable to detect the cancer cells because they have not reached the detectable size.

2. Cancer cells occur between 6 to more than 10 times in a person's lifetime.

3. When the person's immune system is strong the cancer cells will be destroyed and prevented from multiplying and forming tumours.

4. When a person has cancer it indicates the person has multiple nutritional deficiencies. These could be due to genetic, environmental,

food and lifestyle factors.

5. To overcome the multiple nutritional deficiencies, changing diet and including supplements will strengthen the immune system.

6. Chemotherapy involves poisoning the rapidly-growing cancer cells and also destroys rapidly-growing healthy cells in the bone marrow,

gastro-intestinal tract etc, and can cause organ damage, like liver, kidneys, heart, lungs etc.

7. Radiation while destroying cancer cells also burns, scars and damages healthy cells, tissues and organs.

8. Initial treatment with chemotherapy and radiation will often reduce tumor size. However prolonged use of chemotherapy and radiation do not

result in more tumor destruction.

9. When the body has too much toxic burden from chemotherapy and radiation the immune system is either compromised or destroyed, hence

the person can succumb to various kinds of infections and complications.

10. Chemotherapy and radiation can cause cancer cells to mutate and become resistant and difficult to destroy. Surgery can also cause cancer

cells to spread to other sites.

11. An effective way to battle cancer is to starve the cancer cells by not feeding it with the foods it needs to multiply.

WHAT CANCER CELLS FEED ON:

a. Sugar is a cancer-feeder. By cutting off sugar it cuts off one important food supply to the cancer cells. Sugar substitutes like

NutraSweet, Equal,Spoonful, etc are made with Aspartame and it is harmful. A better natural substitute would be Manuka honey or molasses

but only in very sma ll amounts. Table salt has a chemical added to make it white in colour. Better alternative is Bragg's aminos or sea salt.

b. Milk causes the body to produce mucus, especially in the gastro-intestinal tract. Cancer feeds on mucus. By cutting off milk and

substituting with unsweetened soy milk, cancer cells are being starved.

c. Cancer cells thrive in an acid environment. A meat-based diet is acidic and it is best to eat fish, and a little chicken rather than

beef or pork. Meat also contains livestock antibiotics, growth hormones and parasites, which are all harmful, especially to people with cancer.

d. A diet made of 80% fresh vegetables and juice, whole grains, seeds, nuts and a little fruits help put the body into an alkaline

environment. About 20% can be from cooked food including beans. Fresh vegetable juices provide live enzymes that are easily absorbed and reach

down to cellular levels within 15 minutes to no urish and enhance growth of healthy cells. To obtain live enzymes for building healthy cells try

and drink fresh vegetable juice (most vegetables including bean sprouts) and eat some raw vegetables 2 or 3 times a day. Enzymes are destroyed at

temperatures of 104 degrees F (40 degrees C).

e. Avoid coffee, tea, and chocolate, which have high caffeine. Green tea is a better alternative and has cancer-fighting properties.

Water-best to drink purified water, or filtered, to avoid known toxins and heavy metals in tap water. Distilled water is acidic, avoid it.

12. Meat protein is difficult to digest and requires a lot of digestive enzymes. Undigested meat remaining in the intestines become putrified and leads to more toxic buildup.

13. Cancer cell walls have a tough protein covering. By refraining from or eating less meat it frees more enzymes to attack the protein walls of cancer cells and allows the body's killer cells to destroy the cancer cells.

14.. Some supplements build up the immune system (IP6, Flor-ssence, Essiac, anti-oxidants, vitamins, minerals, EFAs etc.) to enable the body's own killer cells to destroy cancer cells. Other supplements like vitamin E are known to cause apoptosis, or programmed cell death, the body's normal method of disposing of damaged, unwanted, or unneeded cells..

15. Cancer is a disease of the mind, body, and spirit. A proactive and positive spirit will help the cancer warrior be a survivor. Anger, unforgiveness and bitterness put the body into a stressful and acidic environment. Learn to have a loving and forgiving spirit. Learn to relax and enjoy life.

16. Cancer cells cannot thrive in an oxygenated environment. Exercising daily, and deep breathing help to get more oxygen down to the cellular level. Oxygen therapy is another means employed to destroy cancer cells.

This is an article that should be sent to anyone important in your life.

Micro waved water

Micro waved water - one MUST read....most of you might already know...but just in case.

A 26-year old guy decided to have a cup of coffee. He took a cup of water and put it in the microwave to heat it up (something that he had done numerous times before).

I am not sure how long he set the timer for, but he told me he wanted to bring the water to a boil. When the timer shut the oven off, he removed the cup from the oven. As he looked into the cup, he noted that the water was not boiling, but instantly the water in the cup 'blew up' into his face.

The cup remained intact until he threw it out of his hand but all the water had flown out into his face due to the build up of energy. His whole face is blistered and he has 1st and
2nd degree burns to his face, which may leave scarring. He also may have lost partial sight in his left eye. While at the hospital, the doctor who was attending to him stated that this is fairly common occurrence and water (alone) should never be heated in a microwave oven. If water is heated in this manner, something should be placed in the cup to diffuse the energy such as: a wooden stir stick, tea bag, etc. It is however a much safer choice to boil the water in a teakettle.

General Electric 's (GE) response:

Thanks for contacting us. I will be happy to assist you. The e-mail that you received is correct. Micro waved water and other liquids do not always bubble when they reach the boiling point. They can actually get superheated and not bubble at all. The superheated liquid will bubble up out of the cup when it is moved or when something like a spoon or teabag is put into it. To prevent this from happening and causing injury, do not heat any liquid for more than two minutes per cup. After heating, let the cup stand in the microwave for thirty seconds before moving it or adding anything into it.

If you pass this on ... you could very well save someone from a lot of pain and suffering.

DO NOT DIAL IF SOME ONE ASKS YOU TO DIAL #09 or #90

DO NOT DIAL IF SOME ONE ASKS YOU TO DIAL #09 or #90


Please Do Not Dial This When Asked, Please circulate URGENTLY.
New Trick of Terrorists to Frame Innocent People!!

If you receive a phone call on your Mobile from any person saying that they are checking your mobile line, and you have to press #90 or #09 or any other number, END this call immediately without pressing any numbers.

Friends, there is a fraud company using a device that once you press #90 or #09 they can access your SIM card and make calls at your expense. Forward this message to as many friends as you can, to stop it. This information has been confirmed by both Motorola and Nokia. There are over 3 million affected mobile phones.

You can check this news at CNN web site also.